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Energy rating FtoEnergy rating B: semi-detached, 1981–1990

786 homes of this kind are rated F. Bringing one up to a B costs about €35,600, of which the grants cover €18,800 — so you pay €13,500 – €16,700.

A pair of pebble-dash semi-detached houses on a Louth street, low garden walls with railings, one car on the road, flat grey sky.
Houses in St Fursey's Terrace, Blackrock · Eric Jones · CC BY-SA 2.0 · Photo credits

Check your own home

What kind of home?
When was it built?
What's the energy rating?

Your cert may say B2 — that's a B on the new scale.

How is it heated?

A heat pump runs on electricity. Pick "Heat pump" if you have one.

A 1970s–80s semi-detached on gas, rated CEnergy rating C

Grants you’d get
€12,500
It costs about
€16,800
You pay
€4,300 – €6,900
Saves you each year
about €540
Pays for itself in
about 14 years

The commonest home on file — 14,454 like it. Change an answer above for yours.

Modelled, not observed payments. Middle case €6,920; a quarter of these homes are over €8,100. Repaid in 13.515 years. Confidence 0.9.

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Show what’s included

This is the job list that suits most homes like yours (3 in 10). The money above is the middle of every route we priced, so it will not add up to this list exactly.

  • Is the house warm enough to hold the heat?SEAI's test before they'll fund a heat pump. The insulation steps are usually what gets you through.

    Heat Loss Indicator ≤ 2.3 W/K·m² after fabric works. 15% of homes like yours already pass. Assessment about €276, grant €350 through a One-Stop-Shop.

    Costs about €280 · grant €350 · the grant covers it

  • Heat pumpreplaces the boiler, runs on electricity, pulls heat from the outside air. An outdoor unit the size of a large suitcase, bigger radiators in some rooms, three to five days. Runs cooler for longer — the house feels even, not blasted.

    Air-to-water, SPF 3.5 heating / 2.5 hot water. Cost €16,832 · grant €6,500 + €4,000 (replacing oil/gas/coal) + €2,000 pipework + €700 controls = up to €13,200 · you pay from €3,632. 9.8c per kWh of heat vs gas 14.4c / oil 18.0c.

    Costs about €16,800 · grant €6,500 · you pay €10,300

  • The paperworkassessment first, grant approval, then the work, then a new energy cert, then the grant is paid. A One-Stop-Shop does all of it and takes the grant off the bill.

    Order is mandatory — work started before approval is not eligible. Energy cert €276, assessment grant €350 through a One-Stop-Shop. Typically 3–6 months end to end (estimate).

    Costs about €280 · grant €350 · the grant covers it

The numbers

€35,600The work− €18,800Grants€16,700You pay
Middle of the range for homes like yours. Cost − grant = what you pay.
now10 yr20 yrwithout a grant: 19 yearspays for itself in about 9 years
Quicker quarter 7.1 yr · middle 8.6 yr · slower quarter 10.6 yr · saving €1,760/yr.

As-is 409.7 → target 113.54 kWh/m²/yr primary energy. Wall U 0.60.38, roof 0.4 0.2, window 3.022 W/m²K. Heat pump share 0% 22%. Middle case €16,723; a quarter of these homes are over €20,789. Repaid in 8.6–10.6 years. n=786, confidence 0.9. One job here has no SEAI median price, so its cost is an estimate.

Target: B = ≤150 kWh/m²/yr on the scale in force since 24 May 2026. Records folded into F: F on the pre-24-May-2026 scale. The new scale re-cut F, so only 2% of these homes would still be shown a F today; the rest read as G. Stricter B2-equivalent target (≤125 kWh/m²/yr): you pay €18,852, repaid in 8.6 years.

What the work is

  • Attic insulationa thicker blanket in the roof space. Half a day, nobody moves out, you lose some storage height.

    Roof U-value → 0.16 W/m²K (≈300 mm). Cost €2,000 · grant €1,500 · you pay €500.

    Costs about €2,000 · grant €1,500 · you pay €500

  • New windows and doorsdouble or triple glazed, fitted a room at a time over two to three days. You need not do every window, but the grant is paid once.

    Whole-window U → 1.4 W/m²K. Estimate: €490/m² of window (no SEAI median), about €9,085 on a semi-detached house. Grant €3,000 + €800/door (max 2).

    Estimated at €9,100 · grant €3,000 · you pay €6,100

  • Heat pumpreplaces the boiler, runs on electricity, pulls heat from the outside air. An outdoor unit the size of a large suitcase, bigger radiators in some rooms, three to five days. Runs cooler for longer — the house feels even, not blasted.

    Air-to-water, SPF 3.5 heating / 2.5 hot water. Cost €16,832 · grant €6,500 + €4,000 (replacing oil/gas/coal) + €2,000 pipework + €700 controls = up to €13,200 · you pay from €3,632. 9.8c per kWh of heat vs gas 14.4c / oil 18.0c.

    Costs about €16,800 · grant €6,500 · you pay €10,300

  • Solar panelson the roof, one day, no disruption. Cuts the electricity bill, and pairs well with a heat pump.

    2.4 kWp ≈ 2,040 kWh/yr. Cost €9,400 · grant up to €1,800 · you pay €7,600.

    Costs about €9,400 · grant €1,800 · you pay €7,600

It saves about €1,760 a year and pays for itself in about 9 years.

Homes like this at other ratings

  • C to B — you pay €7,600, back in 14 years
  • D to B — you pay €11,800, back in 13 years
  • E to B — you pay €17,900, back in 11 years
  • G to B — you pay €18,900, back in 9 years

All semi-detached homes 1981–1990