Energy rating FtoEnergy rating B: semi-detached, 2001–2010
484 homes of this kind are rated F. Bringing one up to a B costs about €28,200, of which the grants cover €15,800 — so you pay €11,500 – €12,400.

Check your own home
Your cert may say B2 — that's a B on the new scale.
A heat pump runs on electricity. Pick "Heat pump" if you have one.
A 1990s semi-detached on gas, rated CEnergy rating C
- Grants you’d get
- €12,500
- It costs about
- €16,800
- You pay
- €4,300
- Saves you each year
- about €540
- Pays for itself in
- about 11 years
The commonest home on file — 37,798 like it. Change an answer above for yours.
Modelled, not observed payments. Middle case €4,332; a quarter of these homes are over €7,420. Repaid in 10.5–14.1 years. Confidence 0.9.
Show what’s included
This is the job list that suits most homes like yours (6 in 10). The money above is the middle of every route we priced, so it will not add up to this list exactly.
Is the house warm enough to hold the heat? — SEAI's test before they'll fund a heat pump. The insulation steps are usually what gets you through.
Heat Loss Indicator ≤ 2.3 W/K·m² after fabric works. 30% of homes like yours already pass. Assessment about €276, grant €350 through a One-Stop-Shop.
Costs about €280 · grant €350 · the grant covers it

Heat pump — replaces the boiler, runs on electricity, pulls heat from the outside air. An outdoor unit the size of a large suitcase, bigger radiators in some rooms, three to five days. Runs cooler for longer — the house feels even, not blasted.
Air-to-water, SPF 3.5 heating / 2.5 hot water. Cost €16,832 · grant €6,500 + €4,000 (replacing oil/gas/coal) + €2,000 pipework + €700 controls = up to €13,200 · you pay from €3,632. 9.8c per kWh of heat vs gas 14.4c / oil 18.0c.
Costs about €16,800 · grant €6,500 · you pay €10,300
The paperwork — assessment first, grant approval, then the work, then a new energy cert, then the grant is paid. A One-Stop-Shop does all of it and takes the grant off the bill.
Order is mandatory — work started before approval is not eligible. Energy cert €276, assessment grant €350 through a One-Stop-Shop. Typically 3–6 months end to end (estimate).
Costs about €280 · grant €350 · the grant covers it
The numbers
As-is 386.67 → target 123.03 kWh/m²/yr primary energy. Wall U 0.55 → 0.37, roof 0.25 → 0.2, window 2.8 → 2.2 W/m²K. Heat pump share 0% → 17%. Middle case €12,432; a quarter of these homes are over €16,404. Repaid in 9.4–13.3 years. n=484, confidence 0.9.
Target: B = ≤150 kWh/m²/yr on the scale in force since 24 May 2026. Records folded into F: F on the pre-24-May-2026 scale. The new scale re-cut F, so only 3% of these homes would still be shown a F today; the rest read as G. Stricter B2-equivalent target (≤125 kWh/m²/yr): you pay €16,432, repaid in 9.7 years.
What the work is

Attic insulation — a thicker blanket in the roof space. Half a day, nobody moves out, you lose some storage height.
Roof U-value → 0.16 W/m²K (≈300 mm). Cost €2,000 · grant €1,500 · you pay €500.
Costs about €2,000 · grant €1,500 · you pay €500

Heat pump — replaces the boiler, runs on electricity, pulls heat from the outside air. An outdoor unit the size of a large suitcase, bigger radiators in some rooms, three to five days. Runs cooler for longer — the house feels even, not blasted.
Air-to-water, SPF 3.5 heating / 2.5 hot water. Cost €16,832 · grant €6,500 + €4,000 (replacing oil/gas/coal) + €2,000 pipework + €700 controls = up to €13,200 · you pay from €3,632. 9.8c per kWh of heat vs gas 14.4c / oil 18.0c.
Costs about €16,800 · grant €6,500 · you pay €10,300

Solar panels — on the roof, one day, no disruption. Cuts the electricity bill, and pairs well with a heat pump.
2.4 kWp ≈ 2,040 kWh/yr. Cost €9,400 · grant up to €1,800 · you pay €7,600.
Costs about €9,400 · grant €1,800 · you pay €7,600
It saves about €1,410 a year and pays for itself in about 9 years.