How we know · BER file 8 Sep 2026 · 18 written assumptions
We start from 1,077,114 BER certificates, and say what kind each number is
Most numbers here come from SEAI’s BER file: 1,077,114 certificates for existing homes after our filters (file of 8 September 2026). For “homes like yours” we use certificates done for a sale or letting, because grant certificates flatter the stock. Costs are SEAI’s medians from 23,412 upgrades in 2025. Where we model, we say so.

Countess Markiewicz House, Dublin. Every certificate in SEAI's file is one home rated on one day, by a registered assessor.
Countess Markiewicz House, Dublin · Mx. Granger · CC0 1.0 (public domain dedication)
1,077,114
BER certificates after our filters, from 1.44m
SEAI BER file 8 Sep 2026
BER assessment265,846
Certificates for a sale or letting, 2019–26
SEAI BER file 8 Sep 2026
BER assessment23,412
Upgrades behind SEAI's median costs, January to June 2026
SEAI median costs, H1 2026
Published figure15
Assumptions still open, each with an id
docs/assumptions.md · 3 settled
AssumptionUpdated · grants checked · BER file · model re-run 5 Oct 2026 · How we know · Corrections
Where this sits · the heat chain
Heat leaves through the walls, roof, floor, windows and draughts. The heating puts it back. A BER adds it all up.
- Fabricwalls, roof, floor, windows
- Airdraughts and ventilation
- Heatheat pump or boiler, radiators, controls
- Usebills, comfort, the BER
- The idea behind itA BER is a standard calculation
- You are hereHow we know
- Next questionWhat have we got wrong?
Every number carries a marker that says what kind it is
Solid border: someone accountable published or measured it. Dashed: we worked it out, assumed it, or it isn't a measurement.
- SEAI rule
What SEAI's published rules say, read on the date shown. SEAI decides, not us.
Used for: Grant amounts, conditions, and the waits SEAI publishes.
- Published figure
A number a public body published: CSO, SEAI, the Dáil, the Climate Change Advisory Council.
Used for: CCAC targets, CSO counts, answers to Dáil questions, SEAI's median costs.
- BER assessment
From BER certificates: worked out by a registered assessor with SEAI's standard method. A standard calculation, not a meter reading.
Used for: Anything counted from the BER file.
- You told us
Something you entered about your home. We use it as you gave it.
Used for: Plan answers and quote-flow answers.
- Our model
Worked out by fixmyber from published data. Typical for homes like yours, not a quote.
Used for: Costs, paybacks, routes to a B, bundles.
- Assumption
A number we had to assume. Each has an id and a reason on the method page.
Used for: Occupancy, fuel prices held flat, a heat pump’s efficiency.
- Illustration
Round numbers to show how something works. Not about any real home.
Used for: Lessons, sliders, worked toy examples.
- Experience, not data
What installers, assessors or owners report. Worth knowing; not counted.
Used for: Risks with no Irish figure; one real job.
- Our reading
Our interpretation of the numbers above it. Labelled so it can’t pass as fact.
Used for: “Our reading” boxes, risk levels, verdicts.
A figure that mixes kinds takes the weakest: a modelled route on SEAI’s published costs is “Our model”. An assumption’s marker carries its id, which you can look up in the table under Our model.
The BER file: 1,077,114 certificates for existing homes
SEAI's BER Research Tool, the file of 8 September 2026, under CC BY 4.0. BER assessment
SEAI publishes every BER ever issued for an existing home. The file we use has 1,441,089 rows. We keep 1,077,114: existing homes with a valid rating and a floor area of 35 to 400 m². 601,544 of them were assessed in 2019 or later. Certificates run from 18 January 2008 to 6 September 2026.
- Certificates, not homes. The file has no house identifier. A home rated in 2016 and again after an upgrade in 2024 is two rows, so our counts are counts of ratings.
- Rated homes aren’t typical homes. A rating is usually done when a house is sold, let or upgraded. Homes that have stayed in one family for decades are under-counted, and those most need the work.
- A rating is a standard calculation, not a meter reading. Assessors record what they can see; where they can’t, DEAP’s default values apply, and those tend to be pessimistic about old construction.
- The method changed twice. DEAP lowered electricity’s primary energy factor from 2.42 to 2.08 in 2018–19, and to 1.753 on 1 February 2023. Both improved electric-heated homes’ ratings with no work done, so trends across those dates are part method, part work.
- 2026 is partial. The file runs to 6 September 2026 and thins out from 2026-06: we never draw a partial year as a fall.
- One file per number. The site builds from the 8 Sep 2026 file. A few figures come from our research copy of a newer file (26 September 2026), and say so beside the number.
The scale changed on 24 May 2026 (S.I. No. 168 of 2026)
Every rating on this site is shown on the eight-grade scale: A0, A, B, C, D, E, F, G. The bands, in kWh of primary energy per m² a year: A0 up to 42, A up to 75, B up to 150, C up to 225, D up to 275, E up to 325, F up to 375, G over 375. A0 also needs no fossil fuel on site. Every certificate in the file predates the change, so we fold the old grades into the new letters: A1–A3 to A, B1–B3 to B, and so on.
For A, B and C the fold is exact. Below C the new scale moved the band edges, so we checked the fold against each certificate’s own figure: it agrees for 84.5% of 1,077,114 certificates, but only 71.7% of D, 35.2% of E and 3.7% of F. Most old Fs are a G now. No old certificate can be an A0, because the old scale never recorded the fossil-fuel test.
SEAI moved its grant target with the labels: the One Stop Shop requirement of a post-works B2 became a B, and SEAI says the improvement required is unchanged. B2 (125 or less) appears on this site where SEAI’s rules or the national targets still use it.
Homes like yours: certificates done for a sale or a letting
The least retrofit-selected slice of the file: the best stand-in for a typical home that hasn't just been upgraded. BER assessment
- Why not every certificate? A certificate done to claim a grant is a post-works rating, so it shows a home that has just been upgraded. Counting those made the typical home look already done: on the old cohorts, 60 of 442 county groups wrongly looked as if their cavities were filled. So “homes like yours” uses certificates for a sale or a private letting: 265,846 of them since 2019.
- One exclusion. A batch of 462 near-identical certificates for one holiday village in County Longford (2025) is left out: it would swing a small county on its own.
- Groups. We sort homes by four things you can answer in ten seconds: the kind of home, when it was built, how it is heated and its rating now. A heat pump has its own heating answer: SEAI’s file records it as electric, but its efficiency, over 100%, gives it away.
- Small groups. Where fewer than 100 homes match, the page stays out of search results. Where fewer than 30 match, we publish no number: we roll up to a wider group (fuel, then rating band, then age) and say so.
- “Don’t know your rating?” We use the rating most homes of that age and heating have that haven’t been upgraded, because someone who doesn’t know their rating has almost never had the work done. Homes with a heat pump are the exception: most really are at a B already.
- Heat pump readiness. 46.6% of certificates for a sale or letting since 2022 show a heat loss indicator of 2.3 or less, SEAI’s line for skipping the technical assessment. Only certificates that carry the figure count: SEAI prints it on every certificate from mid-2022. (Until 5 October we counted a blank as a fail; see Corrections.)
- County figures. A county’s ratings and heating are shares of its certificates for a sale or a letting, 2019 to 2026, placed by the county on the certificate: Dublin’s postal districts count as Dublin, and each city as its county. Its heat pump line counts only those since 2022 that carry a heat loss figure. Census figures count every home, not only those sold or let. Monaghan, Leitrim and Longford have under 3,000 certificates: fine for a share, noisy for anything finer. A county’s figure says nothing certain about one house in it.
Grants and costs: read from SEAI, checked word for word
SEAI's pages last read 10 October 2026. Costs: SEAI's medians for 2025. SEAI rule
- Grants come from SEAI’s own grant pages, terms and homeowner guide. seai.ie often turns an honest script away, so when it does we read the Internet Archive’s copy, say so, and link both. We never pose as a browser to get past it.
- SEAI’s words, word for word. Every rule the plan or a page quotes is stored with the page it came from and the exact words, and a test fails if those words aren’t in our dated copy of that page. A grant page and the plan can’t disagree either: before every release our checks compare each grant figure the grant pages print with the plan’s SEAI-quoted table.
- Costs are SEAI’s published median prices for upgrades done from January to June 2026 (23,412 upgrades; One Stop Shop jobs, 583 homes), one edition across the site. Pages show SEAI’s median for a complete set of windows; the route model still prices windows from each home’s window area (€490 a m²) and marks that cost as ours.
- Running costs use SEAI’s fuel cost comparison, edition of 1 July 2026: what each fuel costs per unit of heat.
- “Up to” means the most SEAI pays. A grant can’t exceed the cost of the work, and some parts (the boiler scrappage grant) only apply to some homes; pages say which.
Our model: the cheapest grant-eligible route to a B, home by home
A model, not a receipt: nobody sent us their bills. Re-run on 5 October 2026. Our model
For every home in a group we work out the cheapest set of upgrades that gets it to a B (150 kWh/m²/yr or less) with the grants on offer, then show the middle answer and the spread around it. It tells you what the work should cost a home like yours at last year’s middle prices with this year’s grants, not what your neighbour paid.
- Checked against SEAI’s own figures. Our heat loss for each home, worked out from scratch, lands within about 1% of the heat loss SEAI’s assessors recorded for the same homes (ratio 1.01, middle half 0.98–1.03, 223,587 homes).
- Physics. DEAP standard occupancy: a fixed heating pattern and household, not yours. Electricity’s primary energy factor is each certificate’s own: 2.08 before 1 February 2023, 1.753 from then on. A heat pump makes 3.5 units of heat per unit of power for space heating and 2.5 for hot water. Bills use SEAI’s delivered prices.
- Grants in the model. The heat pump grant is the 29 September amount: €10,500 for the heat pump, €2,000 for the heating system and €2,000 boiler scrappage for any home without a heat pump today; every grant is capped at its job’s cost. Before 5 October the model still used the earlier grant: see Corrections.
- Spread and confidence. We print the middle (median) and the quicker and slower quarters (p25, p75) of each group. Confidence is high when 300 or more homes match and the spread is narrow (p75 at most three times p25), medium at 100 or more, low below.
- Paybacks come from the 5 October re-run, with the current grant and SEAI’s fuel prices, and are always labelled Our model.
- Not modelled: floor insulation, doors, air-tightness and ventilation aren’t in the bundle, so the worst F and G homes look harder to fix than they are. In a shared building an air-to-water heat pump may be impossible; the model doesn’t know. Grid connection, planning, scaffolding access and asbestos aren’t priced.
The written assumptions: 15 open, 3 settled
| Id | What we assume | Why | Effect | How to settle it |
|---|---|---|---|---|
| A-1 | Contractors charge the same for the same works whether hired directly or through an OSS. | SEAI publishes separate medians (individual Jan–Jun 2026; OSS whole-project Jan–Jun 2026) but not per-measure OSS prices. | Like-for-like comparison. If OSS works cost more, the OSS route looks better here than it is. | Ask 3 OSSs for itemised quotes on a sample house. |
| A-2 | OSS project management fee ≈ 8.0% of works, from SEAI's sample HEA (€5,200 on €65,100). | No published median fee. | Drives the close-call margin (€2,500). | Collect real OSS fees. |
| A-3 settled | An OSS Home Energy Assessment costs €350 (= its grant). Settled 26 Sep: One Stop Shops publish €600–€1,000; the engine uses €750 (engine/src/rules/costs.ts OSS_HEA_COST). | — | — | — |
| A-4 settled | A heat pump technical assessment costs €200 (= its grant). Settled 26 Sep: SEAI's Retrofit Full Year Report 2024 gives a median of €500, which the engine uses. | — | — | — |
| A-5 | Ventilation €4,000 and airtightness €1,600 (SEAI's sample HEA, illustrative). | No published median. | Same on every route. | Contractor quotes. |
| A-6 | The naive path's order: windows first, new controls, attic, walls, heat pump, solar; one application a year. | "What homeowners often do" is not published. | Sets the size of the recovered gap. | SEAI application data by order of measures (not public). |
| A-7 | Grant money arrives ~2 months after the works are paid (post-works BER + forms + SEAI's stated 4–6 weeks). | SEAI states 4–6 weeks from compliant forms; the BER and paperwork before that are not timed anywhere. | Bridging months. | Track real claims. |
| A-8 | Attic insulation below ~250 mm needs a top-up to reach the 0.16 W/m²K the grant requires. | SEAI states the U-value, not a depth; depth depends on material. | Whether attic is in the plan. Labelled an inference in the plan. | Contractor survey. |
| A-9 | Solar PV defaults to 4 kWp (the size that reaches the €1,800 cap). | Roof size unknown. | €1,800 grant; median cost. | Installer survey. |
| A-10 | Two external doors when windows are old. | Unknown. | €1,600 grant; SEAI median door cost is per application. | Homeowner confirms. |
| A-11 | The heat pump central heating grant applies (radiator/pipework upgrades needed). | Installer's design decides. | €2,000 of the up to €14,500 (since 29 Sep 2026). | Installer design. |
| A-12 settled | Traditional Homes wall grants equal the standard OSS wall grant. Settled 26 Sep: SEAI's Traditional Homes guide says the pilot "will offer the same measures and grant amounts as available for all homeowners under the OSS service". Now a cited rule. The Traditional Building Professional's fee is not costed (no published figure). | — | — | — |
| A-13 | EEOS energy credits (shown in SEAI's sample HEA, €6,030) are not modelled on either route. | Whether a self-managed homeowner can get them depends on the energy supplier; the EEOS homeowner page was not fetched. | Could favour whichever route secures them. | Fetch and read the EEOS homeowner page. |
| A-14 | A PlanSight location match to an RPS point within ~15–50 m is a "check with the council" signal, not a determination. | RPS points are indicative. | Protected-structure blocker is inference. | Section 57 declaration. |
| A-15 | Rafter insulation is not in the default plan; on BEH it is treated as part of the attic grant. | The BEH table has no separate rafter line; the OSS table does. | None by default. | SEAI helpdesk. |
| A-16 | A BER that records a cavity wall with U-value ≤ 0.6 W/m²K but does not say "filled" is treated as filled. | Recent BERs often record "300mm Cavity" with an improved U-value. | Wall spreads shown in "similar homes" facts. | Assessor survey of the particular home. |
| A-17 | An answer is filled from similar homes only when one value covers ≥ 60% of published BERs for that house type × era × county (≥150 BERs, else national). | Below that the pattern is not a guess worth acting on. | Which "don't know" answers get a labelled inference. | Tune against photo-confirmed answers. |
| A-18 | For the 10 sample addresses in the morning report, the geocode and constraint checks are real, but the house details come from archetypes. | A street address says nothing about the house. | Report table. | Real homeowner answers. |
docs/assumptions.md · where an assumption affects the One Stop Shop comparison, it errs in the One Stop Shop's favour
Registers: 8,043 businesses on the 11 registers we read
Being on a register is a fact about paperwork, not an endorsement by the register or by us. Published figure
- SEAI’s registers list 2,624 companies (home energy 2,117 · solar 528 · One Stop Shops 32), read 25 September 2026. The One Stop Shop and solar lists come from the files SEAI published on 8 September.
- “Say they work in”. Registers let a company tick whole provinces, so a county count is the companies that say they work there, not how many will take your job.
- Never a ranking. We don’t publish jobs done, reviews or ratings, and we don’t call anyone the best.
- Some lists are incomplete: RGII registered gas installers; Safe Electric Register of Electrical Contractors; OFTEC registered businesses publish only who opted in to their public search, and we say so where they appear.
Published figures: targets, ministers' answers and the CSO
Numbers we don't compute: we quote them, with the body, the document and the date. Published figure
- The targets. Ireland’s plan counts “B2-equivalent” upgrades: 120,000 by 2025 and 500,000 by 2030, plus 45,000 and then 400,000 heat pumps in existing homes. The Climate Change Advisory Council’s count of homes that reached B2 (84,270 by 2025) is a count of B2 homes, so it isn’t quite the same measure as the target. Both count only SEAI-supported work: local-authority retrofits and heat pumps fitted without a grant are outside them.
- Dáil answers. Ministers’ written and oral answers give waits, application counts and county splits SEAI doesn’t publish. We quote the answer’s own words and link it.
- CSO. The Census (April 2022) and CSO’s quarterly BER release. We say “in 2022” beside every Census number: it predates most of the heat pump boom.
What isn’t published
How long a single grant takes between approval and payment; grants paid in each county; jobs done per installer; prices by region. Where we use a stand-in, the page says what it is (for grants by county, BERs done to claim a grant), and where there’s nothing, we say that.
Freshness: what each date on a page means
Every page ends with a stamp. Each date in it is read from the data, never typed.
| In the stamp | What it means | This build |
|---|---|---|
| Updated | The newest date among the data that page uses. It moves only when the page's content changes. | 5 Oct 2026 |
| Grants checked | The day we last read SEAI's grant pages. Every grant figure and quoted rule is from that read or older. | 10 Oct 2026 |
| BER file | The date of SEAI's BER file the page's BER numbers come from. | 8 Sep 2026 |
| Model re-run | The day the house-by-house model last ran, with the grants in force that day. | 5 Oct 2026 |
| Registers read | The day we last read SEAI's and the trade bodies' registers. | 25 Sep 2026 |
How we catch changes. The fetcher keeps a dated copy of 105 source documents (SEAI’s pages, statutes, Department papers) and checks each quoted rule against it. Our dated copies start on 25 September 2026. When a page changes, a person reads it and, if a rule or an amount moved, updates the rule, the figures and the What’s changed log. A copy that changed on its own (page furniture, a new footer) is never logged.
Mistakes are fixed on the page the same day and dated on Corrections. A routine refresh isn’t a correction.
Who we are
Independent, and paid by nobody whose numbers we print.
FixMyBER started because SEAI publishes the grant and installers quote the job, but nobody publishes the gap between them: what you actually pay, and how long it takes to come back on the bills. So we worked it out from the files SEAI already puts online.
- We are not SEAI, not a One Stop Shop and not an installer. SEAI hasn’t checked or endorsed anything here.
- We’re not selling anything, and there’s no lead fee in the quote form. If that ever changes, the form will say so before you fill it in.
- The BER file is Irish public sector information, and we’re required to say so. At the foot of every page:
Independent — not affiliated with or endorsed by SEAI · Contains Irish Public Sector Data licensed under a Creative Commons Attribution 4.0 International (CC BY 4.0) licence
- data.gov.ie lists the BER Research Tool under CC BY 4.0; SEAI’s own terms for the file use narrower wording about personal, research and education use. We’ve asked SEAI which applies to a site like this, and we’ll publish the answer here.
to come
Updated · grants checked · BER file · model re-run 5 Oct 2026 · How we know · Corrections