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How to get a detached house built 2007–2010 to an A or B

Solar panels and a heat pump are what most set the A- and B-rated detached houses built 2005–2010 apart in published BERs. How high a home can go depends on the house.

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A 2000s estate of white-rendered dormer houses, cars on the drives, flat white sky.
Shore Court Housing Estate, Omeath · Eric Jones · CC BY-SA 2.0 · Photo credits

The numbers

A or B now
55%
Under the heat pump line
84%
Grants in the plan
€16,350
You pay
€15,570

The one job that most often gets these homes under the heat pump line is replacing the windows: on its own it does it for 55% of the ones above it. To reach B2, a heat pump on its own gets 91% of those short of it there.

A or B, and the heat pump line: certificates for a sale or letting, January 2019 to September 2026 (11,137 for detached houses built 2005–2010; 6,547 with a heat loss figure, which certificates carry from July 2022). One job: the 1,030 of them above the heat pump line and the 8,250 short of B2. Grants and costs: the worked plan, self-managed, from SEAI's published grants and median costs. SEAI BER Research Tool, file of 26 September 2026 (CC BY 4.0 (SEAI)). A pattern across similar homes, not a fact about yours.

The detail

What A- and B-rated homes like this have

Share of A or B and of C to E certificates for detached houses built 2005–2010 with each upgrade
A or BC to E
Solar panels53%3%
Insulated walls99%97%
A heat pump18%0%
An insulated floor100%100%
New high-performance windows7%1%
An attic insulated to the grant standard17%15%
Mechanical ventilation7%2%

18% of the A- and B-rated ones have a heat pump, and 80% heat with an oil, gas or LPG boiler. Their median heat loss indicator is 1.95, against 2.17 for the C-to-E ones.

Solar PV · Walls U ≤ 0.37 · Heat pump · Floor U ≤ 0.45 · Windows U ≤ 1.6 · Roof U ≤ 0.16 · Mechanical ventilation. A or B = A1 to B3; C to E = C1 to E2, on the old scale.

Every certificate for detached houses built 2005–2010, 2019-2026: 25,592 rated A or B, 7,401 rated C to E. What those homes have, not proof of what got them there. SEAI BER Research Tool, file of 26 September 2026 (CC BY 4.0 (SEAI)). A pattern across similar homes, not a fact about yours.

The heat pump line: one job at a time

16% of these homes are above the line. The share of those that each job, done on its own, brings under it:

Single jobs that bring detached houses built 2005–2010 under the heat pump line
One job on its ownBrought under the line
Replacing the windows55%
Topping up the attic35%
Blocking unused chimneys and flues15%
Draught-proofing2%
Insulating the walls1%
Any one of them64%

The 1,030 certificates for a sale or letting for detached houses built 2005–2010 above the line. SEAI BER Research Tool, file of 26 September 2026 (CC BY 4.0 (SEAI)). A pattern across similar homes, not a fact about yours.

Each job is applied on its own to each certificate with a simplified heat balance, not DEAP. The model’s HLI matches SEAI’s published HLI to a median ratio of 0.997 (IQR 0.985–1.01). Method: research/ber, thresholds.

The B2 line: one job at a time

79% of these homes are short of B2. The share of those that each job, done on its own, gets there:

Single jobs that bring detached houses built 2005–2010 to B2
One job on its ownReach B2
A heat pump91%
Solar panels62%
Replacing the windows6%
Topping up the attic2%
Insulating the walls0%
Any one of them92%

The 8,250 certificates for a sale or letting for detached houses built 2005–2010 short of B2. SEAI BER Research Tool, file of 26 September 2026 (CC BY 4.0 (SEAI)). A pattern across similar homes, not a fact about yours.

The worked plan, in order

The engine’s plan for the house published BERs most often describe for this age, in the order SEAI’s rules need. A plan, not a BER assessment.

  • 1Energy assessment (BER and advisory report)no grant · €280
  • 2Attic insulation€2,000 grant · €2,700
  • 3Heat pump (air to water)€6,500 grant · €17,000
  • 3Radiators and pipework for the heat pump€2,000 grant
  • 3Renewable heat bonus€4,000 grant
  • 4Solar panels (PV)€1,800 grant · €11,100

Self-managed: about €16,350 in grants against works of about €31,920, leaving about €15,570 to pay.

Attic insulation: Attic insulation grant, read 13 Jul 2026 · Heat pump (air to water): Individual grants: Homeowner Application Guide, read 27 Sept 2026 · Radiators and pipework for the heat pump: Individual grants: Homeowner Application Guide, read 27 Sept 2026 · Renewable heat bonus: Heat pump systems grant, read 25 Sept 2026 · Costs are SEAI’s medians, not quotes. Whether a grant is paid is SEAI’s decision on your application.

The full worked plan, step by step

The two lines that matter